Two cents: The Phantom Finance

[Bill Ferny]

Well, don't shoot me down, but here it goes..
Here my two cents on the whole thing:

On the other hand, some posts and posters (not mentioning any names) put valueless messages up as a matter of routine. For example, quoting the entire above post, and then saying "I agree" or "lol" (I hate that).

LOL! I agree.

Well, that's the end of my post, so you can stop reading now.